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Social security claiming of the elde...

Peng, Yu-I.

Social security claiming of the elderly in the United States.

紀錄類型:	書目-電子資源 : 單行本
正題名/作者:	Social security claiming of the elderly in the United States./
作者:	Peng, Yu-I.
面頁冊數:	109 p.
附註:	Source: Dissertation Abstracts International, Volume: 71-10, Section: A, page: .
Contained By:	Dissertation Abstracts International71-10A.
標題:	Gerontology. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3421978
ISBN:	9781124228891

Social security claiming of the elderly in the United States.
Peng, Yu-I.

Social security claiming of the elderly in the United States. - 109 p.

Source: Dissertation Abstracts International, Volume: 71-10, Section: A, page: .

Thesis (Ph.D.)--University of Washington, 2010.

This dissertation comprehensively studies the behavior of Social Security retirement benefit claiming of the elderly in the United States, using data from the 1992--2006 Health and Retirement Study (FIRS) and the supplement "Prospective Social Security Wealth Measures of Pre-retirees".

ISBN: 9781124228891Subjects--Topical Terms:

168436
Gerontology.

Social security claiming of the elderly in the United States.
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245 1 0 $a Social security claiming of the elderly in the United States.
300 $a 109 p.
500 $a Source: Dissertation Abstracts International, Volume: 71-10, Section: A, page: .
500 $a Adviser: Neil Bruce.
502 $a Thesis (Ph.D.)--University of Washington, 2010.
520 $a This dissertation comprehensively studies the behavior of Social Security retirement benefit claiming of the elderly in the United States, using data from the 1992--2006 Health and Retirement Study (FIRS) and the supplement "Prospective Social Security Wealth Measures of Pre-retirees".
520 $a This dissertation begins by modeling the claiming behavior of Social Security retirement beneficiaries under a framework incorporating the incentives for married couples. For individuals who retire by age 62 (the earliest entitlement age), the results indicate that the expected amount of benefit is a strong predictor for the timing of claiming. However, life expectancy, consistent with previous studies, is not a critical determinant of the claiming decision alone, even after taking into account the dependent spouse's longevity expectation.
520 $a The second chapter models the claiming behavior among individuals who have not retired by age 62 jointly with their retirement behavior. The results show a high correlation between the two decisions. By breaking down the sample, it is found that claiming is attached to retirement; after withdrawal from the labor force and with no labor income, retirees would rely on the Social Security benefits, and liquidity holding becomes a major factor explaining how soon retirees claim their benefits. However, for late-retiring workers, the Social Security retirement benefits do not give much retirement incentive.
520 $a The third chapter of this dissertation brings in one of the most important Social Security mechanisms, the Social Security earnings test, and takes advantage of its recent reform, the abolishment of the test above the Normal Retirement Age (NRA) in year 2000, to analyze the role of the earnings test in the decisions of claiming and retirement. The earnings test is found to be a crucial factor that links the dates of them.
590 $a School code: 0250.
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650 4 $a Economics, General. $3 1000005591
650 4 $a Sociology, Public and Social Welfare. $3 1000006346
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